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First Alert! Scheduled System Maintenance: Zelle Services

Zelle system maintenance will occur on Wednesday, October 4th from 2 AM – 5 AM CT. During this time Zelle services will not be available. We apologize for any inconvenience this may cause and we appreciate your business.


FirstBank keeps serving our communities 100+ years strong.

With 117 years of stability, we are here for you now and for generations to come. While the news has raised some concerns, we keep raising the bar on financial strength. FirstBank carries a 5-Star Superior Rating from BauerFinancial, and a reputation for service that carries a lot of weight. We have grown to $12.9 billion in assets on the strength of our local bank model that communities have relied on for over a century. As a bank, we are in the business of more and that includes more financial stability. Our consistent focus throughout most of 2022 and into 2023 has been on maintaining strong positions in liquidity, credit and capital which positions us well in the current financial climate.


  • Includes: Founded in 1906 in Tennessee and headquartered in Nashville
  • Includes: Well-capitalized, exceeding regulatory standards, with a long history of safety and soundness
  • Includes: Diverse business mix of both commercial and retail deposits spread out over many customers and many business types
  • Includes: Strong liquidity position with an 86% loans held for investment to deposit ratio and only 11% of our assets in our investment portfolio
  • Includes: A true community bank; not a niche bank
  • Includes: Over $1 billion in cash and cash equivalents on our balance sheet

Download our First Facts Sheet here >


Find Strength
In Five Stars

Get more out of a bank not only committed to making tomorrow better for all those we serve, but also to financial discipline. We consistently receive the highest 5-Star Superior Rating from BauerFinancial.

Find out more about Bauer’s independent rating system and why it’s important to be banking with one of the strongest, safest banks in the country >


Find Assurance In Local Banking

When you bank local, you can rest assured that local leadership has not just your best interests at heart but those of your community. Starting with your local FirstBank Market President, get peace of mind knowing the entire FirstBank banking team is ready to assist you.

We’re just a phone call or visit away. Reach out to your local branch with any questions you have >


Find Safety
In FDIC Insurance

FDIC deposit insurance is automatic for any deposit account opened at an FDIC-insured bank. Deposits are insured up to at least $250,000 per depositor, per FDIC-insured bank, per ownership category.

Find answers to some of the most common questions about the FDIC >

For Us, Real Strength Comes From Connection

Earning BauerFinancial’s 5-Star Superior Rating proves we’re one of the strongest banks in the country. But it’s our strong commitment that really rates with customers. We are local bankers, committed to our communities and staying connected in a way you’ll only find possible with a local, community bank. If we can assist you or your business in any way, or to schedule an appointment, please contact your local FirstBank banker, relationship manager or branch.


FirstBank Liquidity Position
FirstBank Stats

FAQs About What Makes FirstBank The Answer

What is your deposit composition?

FirstBank’s core deposit relationships give us financial strength with 48% checking accounts.

What is your loan to deposit ratio?

FirstBank has a strong liquidity position with an 86% loans held for investment to deposit ratio..

How does FirstBank's FDIC membership offer deposit protection?

The FDIC (Federal Deposit Insurance Corporation) is an independent agency of the United States Federal Government and insures all types of deposits received by a financial institution in its usual course of business. FDIC-insured deposits are backed by the full faith and credit of the United States Federal Government.

If your account is at an FDIC-insured bank like FirstBank, you’re automatically covered. Your deposits are insured up to $250,000 per depositor, per FDIC-insured bank, per ownership category. It’s also important to make sure that your money is in a deposit account like a checking, savings, Money Market, or CD for it to be insured. The FDIC does not cover things like mutual funds, annuities, life insurance policies, and stocks and bonds.

View some of the common questions about the FDIC and deposit insurance >

Data as of June 30, 2023. Information sourced from publicly available information contained within the earnings release materials filed with the SEC or call report data.


Getting somewhere takes getting more from your bank. More choices. More flexibility. More fit. Everyone has their more. Switch to the great local bank that helps you get more of yours. Bank local. Get more.


CUSTOMER CONTACT CENTER 7 am – 6 pm CST Monday – Friday
7 am – 4 pm CST Saturday Call 1-800-413-4211
WHAT ARE WE UP TO? We’ve got a lot to share as we grow. Latest news, events and more. Go To FirstNews >