Business Credit Cards

business-platinum business-platinum-payback business-platinum-preferred
Annual Fee $0 $0 $0
Annual Percentage Rate** 14.49% 14.49% 14.49%
Balance Transfer Fee 4% ($10Min / $45Max) 4% ($10Min / $45Max) 4% ($10Min / $45Max)
Balance Transfer Rate 2.99% for first six billing cycles 2.99% for first six billing cycles 2.99% for first six billing cycles
Cash Advance Fee 5% ($10Minimum) 5% ($10Minimum) 5% ($10Minimum)
Cash Advance APR 17.99% 17.99% 17.99%
Penalty Rate 21.99% 21.99% 21.99%
Foreign Transaction Fee 3% 3% 3%
Minimum Payment $25 or 5%, whichever is greater $25 or 5%, whichever is greater $25 or 5%, whichever is greater
Cash Back Reward N/A $1.00 spent = 1% Cash Back N/A
Points Rewards N/A N/A $1.00 spent = 1 point

 

consumer-platinum consumer-platinum-payback
Annual Fee $29 $249
Annual Percentage Rate** 14.49% 11.99%
Balance Transfer Fee 4% ($10Min / $45Max) 4% ($10Min / $45Max)
Balance Transfer Rate 2.99% for first six billing cycles 1.99% for first six billing cycles
Cash Advance Fee 5% ($10Minimum) 5% ($10Minimum)
Cash Advance APR 17.99% 15.49%
Penalty Rate 21.99% 21.99%
Foreign Transaction Fee 3% None
Minimum Payment $25 or 4%, whichever is greater $25 or 4%, whichever is greater
Cash Back Reward 1% cash back 1% cash back
Points Rewards $1.00 spent = 1 point $1.00 spent = 1 point
Additional Rewards N/A $200 Annual Credit for Airline Related Fees

Additional Business Platinum MasterCard Benefits:

· MasterRental Insurance Coverage
· Purchase Assurance
· Extended Warranty
· MasterAssist Services
· MasterCard VAT Reclaim Service
· MasterCard Global Service
· Identity Theft Resolution Services
· Travel Accident Insurance
· Baggage Delay
· Lost Luggage Insurance
· Price Protection
· Roadside Assistance

Business World Card Adds:

· Concierge Services
· Priceless Cities

Business World Elite Card Adds:

· $200 Annual Statement Credit for Airline Related Fees including lounge fees
· World Elite Concierge Services
· Luxury Travel Benefits
· Air Program
· Cruise Program
· Tours & Vacations
· Chauffeured Car and Private Jet Service
· Luxury Travel Program