FirstRewards Checking

FirstRewards Checking REWARDS you with a high rate of interest if certain requirements are met…and guess what – use any ATM anywhere because all fees are refunded!

Opening Deposit $0; no monthly minimum balance required.
  • Tiered interest rate on deposits
  • Refund on ATM fees – Fees for using non-FirstBank ATM’s will be refunded each month
  • Free Online Banking with Bill Pay
  • Free Debit Card
  • Unlimited check writing
  • Monthly imaged estatements
Service Charges
  • No monthly service charge
  • Full interest will be paid each qualification cycle if the following requirements are met:

(2017 Qualification Dates)

  • At least 10 debit card purchases post and clear.
  • Have at least one ACH debit or ACH credit post and clear per monthly qualification cycle
  • Log into Internet banking one time per monthly qualification cycle
  • Receive estatement


  • No minimum balance required to accrue interest.
  • Tiered Interest:
    • Tier 1:  Daily balance $0 to $25,000
    • Tier 2:  Daily balance greater than $25,000

At our discretion, we may change the interest rates for this account. Tier 1 – An interest rate of 0.150% will be paid only for that portion of your daily balance that is $25,000.01 or more. The annual percentage yield (APY) for this tier will range from 1.51% to 0.15%, depending on the balance in the account. Tier 2 – An interest rate of 1.500% will be paid on the entire portion of your daily balance that is less than $25,000.01. The annual percentage yield (APY) for this tier is 1.51%.  The interest rates and annual percentage yields may change at any time. If requirements are not met in any qualification cycle, 0.05% APY will be earned.  Rates are accurate as of July 27, 2015.