Consumer Credit Cards

consumer-platinum consumer-platinum-payback consumer-platinum-preferred
Annual Fee $0 $0 $0
Annual Percentage Rate** 13.99% 13.99% 13.99%
Balance Transfer Fee 4% ($10Min / $45Max) 4% ($10Min / $45Max) 4% ($10Min / $45Max)
Balance Transfer Rate 2.99% for first six billing cycles 2.99% for first six billing cycles 2.99% for first six billing cycles
Cash Advance Fee 5% ($10Minimum) 5% ($10Minimum) 5% ($10Minimum)
Cash Advance APR 17.99% 17.99% 17.99%
Penalty Rate 21.99% 21.99% 21.99%
Foreign Transaction Fee 3% 3% 3%
Minimum Payment $25 or 4%, whichever is greater $25 or 4%, whichever is greater $25 or 4%, whichever is greater
Cash Back Reward N/A $1.00 spent = 1% Cash Back N/A
Points Rewards N/A N/A $1.00 spent = 1 point

 

consumer-platinum consumer-platinum-payback
Annual Fee $35 $299
Annual Percentage Rate** 9.99% 9.99%
Balance Transfer Fee 4% ($10Min / $45Max) 4% ($10Min / $45Max)
Balance Transfer Rate 1.99% for first six billing cycles 1.99% for first six billing cycles
Cash Advance Fee 5% ($10Minimum) 5% ($10Minimum)
Cash Advance APR 13.49% 13.49%
Penalty Rate 21.99% 21.99%
Foreign Transaction Fee 3% None
Minimum Payment $25 or 4%, whichever is greater $25 or 4%, whichever is greater
Cash Back Reward 1% cash back 1% cash back
Points Rewards $1.00 spent = 1 point $1.00 spent = 1 point
Additional Rewards N/A $200 Annual Credit for Airline Related Fees

Additional Consumer Platinum MasterCard Benefits:

· MasterRental Insurance Coverage
· Extended Warranty
· MasterAssist Travel Assistance Service
· Master RoadAssist
· Purchase Assurance
· Satisfaction Guarantee
· Identity Theft Resolutions
· Lost Luggage Insurance
· Travel Accident Insurance
· MC Airport Concierge
· Price Protection
· Priceless Cities

World Card Adds:

· Emergency Card Replacement
· Global Concierge Services

World Elite Card Adds:

· $200 Annual Statement Credit for Airline Related Fees including lounge fees
· Emergency Card Replacement
· Global Concierge Services
· MasterCard Travel Services
· Credit Monitoring
· Identity Theft Protection Insurance
· Trip Cancellation Coverage