Savings Accounts

From no-cost to low-cost, FirstBank offers products committed to suit your personal banking needs.

Account Options Opening Deposit Interest Monthly Service Charge Statements Key Benefits

Basic Savings

$100 Credited daily on balances of $25 and above $5 per quarter Free online statements
  • Earn interest on money you set aside whatever the purpose.
  • Free Online Banking

Christmas Club

$25 Interest is paid in when funds are dispersed – no later than December 1st No monthly service charge Free online statements
  • Designed for those who like to save money for Christmas purchases – a great way to budget for the holidays!
  • Deposits can be made at anytime.
  • Free Online Banking

UTMA – Minor Savings Account

$100 Balances greater than or equal to $25 will accrue interest daily and will be credited to the account semi-annually. N/A Free online statements
  • A custodial savings account for minors under the age of 21.
  • Account provides a way to legally transfer ownership of funds to a minor while prohibiting the minor’s direct access to the funds.
  • Six withdrawals per quarter at no charge; Eligible for six withdrawals per month.
  • Free Online Banking

Money Market Tiered

$2,500 $2,500 – $10,000$10,000.01 – $100,000$100,000.01 – $250,000


$10 Free online statements
  • Offers tiered interest rates.
  • Deposits can be made at anytime.
  • Free Online Banking

Health Savings Account

$0 All balances $2.25 monthly charge if ledger balance is below $3,000 Free online statements
  • Free Online & Mobile Banking with Bill Pay


Certificate of Deposit

  • Provide guaranteed fixed rates and greater peace of mind
  • Free Online Banking


  • Retirement savings is a key to financial security.  The tax benefits of an IRA can help you.
  • Free Online Banking