Be Informed About Banking Security Issues

Safeguards for You

Identity Theft Prevention

  • FTC – Take Charge – Fighting Back Against Identity Theft - Click Here
  • FTC – Deter, Detect, and Defend – Avoid ID Theft - Click Here
  • FTC  – AnnualCreditReport.com is Only Authorized Source - Click Here
  • AnnualCreditReport.com - Click Here

Protecting Your Checks, Debit Cards, and Credit Cards

  • Closely monitor your accounts using Online Banking and immediately review your bank statements for unauthorized transactions.
  • Do not write your PIN on your card or leave your purse/wallet unattended.
  • Report the loss or theft of your checks or cards to the creditors or bank immediately.
  • Do not share your PIN with anyone.
  • Destroy or shred any non-public or sensitive information, old checks, old cards, statements, etc.
  • Report any unauthorized transactions on your accounts to FirstBank immediately.

Protecting Yourself

  • FTC – Privacy:  Tips for Protecting Your Personal Information - Click Here
  • National Cyber Security Alliance – Protect Yourself Online -  Click Here
  • FDIC – Tips for Safe Banking Over the Internet -  Click Here
  • Internet Crime Complaint Center (IC3) – Internet Crime Prevention Tips -  Click Here
  • FDIC – Safe Shopping – Click Here
  • ABA – ATM Safety Tips – Click Here
  • A Bank Customer’s Guide to Cybersecurity – Click Here

Protecting the Elderly

  • Avoid getting on call lists.
  • Screen your calls.
  • Have a plan for speaking to telemarketers.
  • Know that your phone number may be collected.
  • Don’t give your financial information to callers you don’t know.
  • Don’t be pressured into making an immediate decision.
  • Get all information in writing before you agree to a purchase.

Saving and Investing

  • FDIC – Saving and Investing for Your Future – Click Here

Safeguards

Computer:

  • Consumer Reports – Guide to Online Security -  Click Here
  • US-CERT – Cyber Security Tips -  Click Here

Business:

  • BBB – Data Security Made Easier -  Click Here
  • BBB – Security and Privacy Made Simpler - Click Here
  • FCC – Small Business Cyber Planner – Click Here
  • FEMA – Emergency Management / Disaster Preparedness for Business -  Click Here

Usernames, Passwords and PINs:

  • When creating passwords and PINs (Personal Identification Numbers), avoid using information that is easily guessed.
  • On many sites, you may also be able to strengthen your security by choosing a username that is unique and difficult to guess.
  • Don’t share your passwords or PINs with anyone.
  • Don’t keep written notes containing your passwords or PINs in your purse / wallet or in your home, office, or vehicle.
  • Choose strong passwords that are at least eight characters long and contain a combination of numbers, symbols, upper and lower case letters.
  • Don’t repeatedly use the same password/PIN or set of passwords/PINs on a site after a password expires.
  • Don’t use the same password/PIN across multiple sites.

Mobile Tips

Smartphones and tablets are portable computers, and therefore need similar protection. Here are some tips you can use to increase the security of your mobile device:

  • Use passwords for access, and set the screen lock for after fifteen minutes or less of activity.
  • Use security software.
  • Turn on data encryption.
  • Disable the geotag feature.
  • When not using WiFi or Bluetooth, turn those services off.
  • Keep the software and apps updated.
  • Only download apps from trusted sources (such as iTunes for Apple and the Google Play Store).
  • Before installing / using the app, understand the specific data and services the app can access.
  • Do not root / jailbreak the device.
  • Change passwords from accounts accessed by the phone if lost or stolen.
  • When in doubt of an email, text, or voicemail, do not respond.
  • Ensure the site is security enabled (a web address that begins with https://)

For more information visit:

https://www.staysafeonline.org/stay-safe-online/mobile-and-on-the-go/mobile-devices

https://msisac.cisecurity.org/newsletters/2014-05.cfm

https://www.aba.com/Consumers/Pages/Protect-Mobile.aspx