Skip to main content

A SAVINGS PRODUCT YOU THOUGHT WAS SQUARE GETS A NEW SPIN

PICK YOUR RATE AND MATURITY DATE WITH A CD ON YOUR TERMS

Rates rise with longer maturity dates from 2.20% APY to 3.00% APY up to our 60-month CD rate that floats with the market (indexed at Fed Funds+ plus 100 points)

With rates climbing, there’s no better time to take your savings to the next level. Especially with CDs that offer you a choice of maturity dates from 11 months to five years. This means you can choose to make a savings commitment in your comfort zone or open several CDs with maturity dates that step up your savings growth. Current rates range from 2.55% APY to 3.00% APY up to our 60 Month Floating Rate CD (indexed at Fed Funds + 1.00%). See how good your financial future looks from a bank with a higher interest in you.

Open Your FirstBank CD today at your nearest branch or online at:

FIND YOUR BRANCH OPEN CD NOW

*Important Information

11-MONTH CD: To open the account, a $5,000.00 minimum deposit is required. The Interest Rate for this account is 2.55% with an annual percentage yield (APY) of 2.55% paid until account maturity. You must maintain a minimum balance of $5,000.00 in the account each day to obtain the disclosed APY. The APY is effective 8/14/18 and applies to the initial term of the CD. The APY assumes interest will be compounded every 11 months and interest will be credited to the account every 11 months.
25-MONTH CD:
To open the account, a $5,000.00 minimum deposit is required. The Interest Rate for this account is 3.00% with an annual percentage yield (APY) of 3.00% paid until account maturity. You must maintain a minimum balance of $5,000.00 in the account each day to obtain the disclosed APY. The APY is effective 8/14/18 and applies to the initial term of the CD. The APY assumes interest will be compounded every 12 months and interest will be credited to the account every 12 months.
FLOATING RATE 60-MONTH CD: To open the account, a $5,000.00 minimum deposit is required. The Interest Rate for this account is 3.00% with an annual percentage yield (APY) of 3.00%. You must maintain a minimum balance of $5,000.00 in the account each day to obtain the disclosed APY. Your interest rate and annual percentage yield may change. The interest rate on your account is based on the highest rate of the Federal-funds target published in the Wall Street Journal/ Money Rate section plus a margin of 1%. We may change the interest rate on your account as the Federal-Funds target rate published in the Wall Street Journal/Money Rate section changes. The APY is effective 8/14/18. The APY assumes interest will be compounded every 12 months and interest will be credited to the account every 12 months.
ADDITIONAL TERMS: The APY assumes interest remains on deposit until maturity. You may not make additional deposits into or withdrawals from your account until the maturity date. A penalty will be imposed for withdrawals made before maturity. The maximum amount you can deposit per account number per tax identification number is $5,000,000.00. A withdrawal of interest will reduce earnings. If you close your account before interest is credited, you will not receive the accrued interest. Interest is calculated using the Daily Balance Method by applying the daily periodic rate to the principal in the account each day. Interest can be compounded and credited daily, monthly, quarterly, semi-annually, annually (on the anniversary date), and at maturity based on terms selected at account opening. Refer to account specific opening disclosure for information. Fees may reduce earnings on the account. Public funds are not eligible for these offers. Additional Restrictions may apply.

Black female having fun placind doughnuts over her eyes
NOW YOU CAN MATURE ON YOUR OWN TERMS

Get a great rate on a CD with your choice of maturity dates from 11 months up to five years. Build security with a powerful savings tool from a bank that gives you more power to choose. *APY=Annual Percentage Yield.

OPEN CD ONLINE

CUSTOMER CONTACT CENTER 7 am – 6 pm CST Monday – Friday
7 am – 4 pm CST Saturday Call 1-800-413-4211
CONTACT A LOCAL BRANCH First Locator
WHAT ARE WE UP TO? We’ve got a lot to share as we grow. Latest news, events and more. Go To FirstNews >