ESSENTIAL CHECKING

This account is only available to consumers. There is no minimum balance required to open the account. You may make an unlimited number of deposits into your account. Check writing is unlimited with no per check fee assessed. There is no monthly service charge for this account. Monthly statements are available through online banking at no charge. A fee of $2.50 a month applies if a customer chooses to receive paper statements through the mail. There is no fee for standard withdrawal and deposit transactions made through a FirstBank automated teller machine (ATM). Applicant must be 18 years of age or older to open an account. Applicants under the age of 18 applying for a checking account must have an adult co-owner (18 years of age or older) on the account. For additional account fees please see our Consumer Schedule of fees.