YOUR GO-TO CHECKING ACCOUNTS FOR GETTING AHEAD
- Essential Checking
- FirstRewards Checking
- Interest Checking
- Swipe Smart Checking
- USA Checking for Seniors
Entry level checking with our high level of customer service.
Essential Checking is a no monthly service fee, non-interest bearing checking account. Simple and user friendly, Essential Checking has all the basics to manage cash flow.
- Free Internet Banking with Bill Pay
- Free Mobile Banking
- Free Debit Card
- No Monthly Service Charges
- Unlimited check writing
- Free monthly eStatements
- FirstBank ATM Transactions: Free
This account is only available to consumers. There is no minimum balance required to open the account. You may make an unlimited number of deposits into your account. Check writing is unlimited with no per check fee assessed. There is no monthly service charge for this account. Monthly statements are available through online banking at no charge. A fee of $2.50 a month applies if a customer chooses to receive paper statements through the mail. There is no fee for standard withdrawal and deposit transactions made through a FirstBank automated teller machine (ATM). Applicant must be 18 years of age or older to open an account. Applicants under the age of 18 applying for a checking account must have an adult co-owner (18 years of age or older) on the account. For additional account fees please see our Consumer Schedule of fees.
FB Alerts, our new debit card fraud alert system, keep an eye on your transactions. If we see something unusual, we will ask you to confirm the purchase. You get a text asking if you made the purchase. You reply with a text back. It’s simple, quick and easy.