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PERSONAL CHECKING THAT OFFERS MORE FIT. LESS FEES.

Your most used account gets you used to more.

Choose the checking account that is a perfect fit for where you are while getting features that fit perfectly with your future goals. FirstRewards Checking is an innovative product that builds interest with no minimum deposit while refunding out-of-network ATM fees. USA Senior and Essential Checking are user friendly and fee free. Our tiered interest account puts your deposits to work towards your goals. Checking is the account you will use the most. We’ve created accounts you can use to do more.

Essential Checking

  • Does not include: Interest Bearing
  • Includes: Free FirstBank Visa Debit Card
  • Does not include: Refunded Out-Of-Network ATMs
  • Includes: Free Online Banking with Bill Pay
  • Includes: Free Mobile Banking
  • Does not include: Free Checks
  • Includes: Unlimited Check Writing
  • Includes: Monthly Imaged statement
  • Includes: eStatements

No Minimum Opening Deposit

No monthly service charge. Monthly imaged statement $2.50 per month. Other institution ATM fees will apply.

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FirstRewards Checking

  • Includes: Interest Bearing
  • Includes: Free FirstBank Visa Debit Card
  • Includes: Refunded Out-Of-Network ATMs
  • Includes: Free Online Banking with Bill Pay
  • Includes: Free Mobile Banking
  • Does not include: Free Checks
  • Includes: Unlimited Check Writing
  • Includes: Monthly Imaged Statement
  • Includes: eStatements

No Minimum Opening Deposit

No monthly service charge. No minimum balance required to accrue interest. Fees for using non-FirstBank ATM’s will be refunded each month.

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Interest Checking

  • Includes: Interest Bearing
  • Includes: Free FirstBank Visa Debit Card
  • Does not include: Refunded Out-Of-Network ATMs
  • Includes: Free Online Banking with Bill Pay
  • Includes: Free Mobile Banking
  • Does not include: Free Checks
  • Includes: Unlimited Check Writing
  • Includes: Monthly Imaged Statement
  • Includes: eStatements

$1,000 Minimum Opening Deposit

$8 monthly service charge if balance falls below $1,000. Service charges apply. Higher interest rate on deposits.

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Swipe Smart Checking

  • Does not include: Interest Bearing
  • Includes: Free FirstBank Visa Debit Card
  • Does not include: Refunded Out-Of-Network ATMs
  • Includes: Free Online Banking with Bill Pay
  • Includes: Free Mobile Banking
  • Does not include: Free Checks
  • Does not include: Unlimited Check Writing
  • Includes: Monthly Imaged Statement
  • Includes: eStatements

$25 Minimum Opening Deposit

No monthly service charge. Monthly imaged statement $2.50 per month. Other institution ATM fees will apply. Minor accounts must be opened with a parent or guardian as a joint owner.

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USA Checking for Seniors (age 62+)

  • Does not include: Interest Bearing
  • Includes: Free FirstBank Visa Debit Card
  • Does not include: Refunded Out-Of-Network ATMs
  • Includes: Free Online Banking with Bill Pay
  • Includes: Free Mobile Banking
  • Includes: Free Checks
  • Includes: Unlimited Check Writing
  • Includes: Monthly Imaged Statement
  • Includes: eStatements

$100 Minimum Opening Deposit

No monthly service charge. No monthly minimum balance required. Other institution ATM fees will apply.

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GET UP TO SPEED ON FAST DIGITAL BANKING

Get the most out of our digital banking tools with new interactive digital demos of our most used mobile app and online banking features. Access the easy-to-follow demos today!

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