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PERSONAL CHECKING THAT OFFERS MORE FIT. LESS FEES.

Your most used account gets you used to more.

Choose the checking account that is a perfect fit for where you are while getting features that fit perfectly with your future goals. FirstRewards Checking is an innovative product that builds interest with no minimum deposit while refunding out-of-network ATM fees. USA Senior and Essential Checking are user friendly and fee free. Our tiered interest account puts your deposits to work towards your goals. Checking is the account you will use the most. We’ve created accounts you can use to do more.

Essential Checking

  • Does not include: Interest Bearing
  • Includes: Free FirstBank Visa Debit Card
  • Does not include: Refunded Out-Of-Network ATMs
  • Includes: Free Online Banking with Bill Pay
  • Includes: Free Mobile Banking
  • Does not include: Free Checks
  • Includes: Unlimited Check Writing
  • Includes: Monthly Imaged statement
  • Includes: eStatements

No Minimum Opening Deposit

No monthly service charge. Monthly imaged statement $2.50 per month. Non-FirstBank ATM Transactions $1.00 and other institution ATM fees will apply.

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FirstRewards Checking

  • Includes: Interest Bearing
  • Includes: Free FirstBank Visa Debit Card
  • Includes: Refunded Out-Of-Network ATMs
  • Includes: Free Online Banking with Bill Pay
  • Includes: Free Mobile Banking
  • Does not include: Free Checks
  • Includes: Unlimited Check Writing
  • Includes: Monthly Imaged Statement
  • Includes: eStatements

No Minimum Opening Deposit

No monthly service charge. No minimum balance required to accrue interest. Fees for using non-FirstBank ATM’s will be refunded each month.

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Interest Checking

  • Includes: Interest Bearing
  • Includes: Free FirstBank Visa Debit Card
  • Does not include: Refunded Out-Of-Network ATMs
  • Includes: Free Online Banking with Bill Pay
  • Includes: Free Mobile Banking
  • Does not include: Free Checks
  • Includes: Unlimited Check Writing
  • Includes: Monthly Imaged Statement
  • Includes: eStatements

$1,000 Minimum Opening Deposit

$8 monthly service charge if balance falls below $1,000. Service charges apply. Higher interest rate on deposits.

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Swipe Smart Checking

  • Does not include: Interest Bearing
  • Includes: Free FirstBank Visa Debit Card
  • Does not include: Refunded Out-Of-Network ATMs
  • Includes: Free Online Banking with Bill Pay
  • Includes: Free Mobile Banking
  • Does not include: Free Checks
  • Does not include: Unlimited Check Writing
  • Includes: Monthly Imaged Statement
  • Includes: eStatements

$25 Minimum Opening Deposit

No monthly service charge. Monthly imaged statement $2.50 per month. Other institution ATM fees will apply. Minor accounts must be opened with a parent or guardian as a joint owner.

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USA Checking for Seniors (age 62+)

  • Does not include: Interest Bearing
  • Includes: Free FirstBank Visa Debit Card
  • Does not include: Refunded Out-Of-Network ATMs
  • Includes: Free Online Banking with Bill Pay
  • Includes: Free Mobile Banking
  • Includes: Free Checks
  • Includes: Unlimited Check Writing
  • Includes: Monthly Imaged Statement
  • Includes: eStatements

$100 Minimum Opening Deposit

No monthly service charge. No monthly minimum balance required. Non-FirstBank ATM Transactions $1.00 and other institution ATM fees will apply.

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WHEN YOU’RE WISE TO THEIR SPENDING THEY SWIPE SMARTER

Now you can trust your kids with their own debit card, without the surprise of overdraft fees taking a bite out of your budget. With Swipe Smart Checking, they get independence and you get to keep an eye on their spending. Open the go-to bank account for kids with their very own debit card today!

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