USE ONLY A DEBIT CARD? SWIPE SMART CHECKING IS THE ACCOUNT FOR YOU
- Essential Checking
- FirstRewards Checking
- Interest Checking
- Swipe Smart Checking
- USA Checking for Seniors
SWIPE SMART CHECKING
No checks for you? Swipe Smart checks out.
With Swipe Smart Checking, you don’t spend money you don’t have, and keep more of what you do. Swipe Smart is designed for customers who use a debit card to access their money, and do not write checks. With its overdraft fee-free feature, it’s great for kids, students and other customers opening their first account. Open Swipe Smart today and get a grasp on your spending.
FEATURES
Free Online Banking with BillPay and Free Mobile Banking*
No Overdraft Fees
Free Debit Card
No Monthly Service Charges
Free Monthly eStatements
FirstBank ATM Transactions: Free
Accessed With A Debit Card
No Paper Checks Are Permitted
*Third Party message/data rates may apply
$25; no monthly minimum balance required.
Monthly Qualifications:
- No monthly service charge.
- Paper Statements: $2.50/mo.
- Non-FirstBank ATM Transactions: $1.00 and other institution ATM fees will apply
Checks are not honored on this account. No counter checks may be issued or honored.

Learn how convenient it is to pay with FirstBank and your Mobile Wallet. It’s easy to add your eligible FirstBank Debit Card in a secure digital form to your smartphone, smartwatch or tablet.
7 am – 4 pm CST Saturday Call 1-800-413-4211