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OUTSMART FEES WITH SWIPE SMART CHECKING
- Essential Checking
- FirstRewards Checking
- Interest Checking
- Swipe Smart Checking
- USA Checking for Seniors
SWIPE SMART CHECKING
No checks for you? Swipe Smart checks out.
Swipe Smart is designed for customers who use a debit card to access their money, and do not write checks. With its overdraft fee-free and no monthly fee feature when using e-statements, it’s great for parents with kids under 18, students and other customers opening their first account. Open Swipe Smart today and get a grasp on your spending.
- Free Mobile App And Online Banking*
- No Overdraft Fees
- Free Debit Card
- No Monthly Service Charges
- Free Monthly eStatements
- FirstBank ATM Transactions: Free
- No Paper Checks Are Permitted
*Third Party message/data rates may apply
$25; no monthly minimum balance required.
- No monthly service charge.
- Paper Statements: $2.50/mo.
- Non-FirstBank ATM Transactions: Other institution ATM fees will apply.
Parents or a legal guardian must open a joint Swipe Smart account in the minor’s (under the age of 18) name as a joint owner. Minimum opening deposit of $25 with no monthly service fee and no minimum balance required. Checks cannot be issued for this account and any check presented will be returned unpaid. Any debit card purchases that bring the account’s balance below zero will not be accepted, unless otherwise required, but in any event, no overdraft fees will be charged. Overdraft services are not available on this account. FirstBank ATM fees are free; Non-FirstBank ATM Transactions: Other institution ATM fees will apply.
Now you can trust your kids with their own debit card, without the surprise of overdraft fees taking a bite out of your budget. With Swipe Smart Checking, they get independence and you get to keep an eye on their spending. Open the go-to bank account for kids with their very own debit card today!
7 am – 4 pm CST Saturday Call 1-800-413-4211