OUTSMART FEES WITH SWIPE SMART CHECKING
- Essential Checking
- FirstRewards Checking
- Interest Checking
- Swipe Smart Checking
- USA Checking for Seniors
SWIPE SMART CHECKING
No checks for you? Swipe Smart checks out.
Swipe Smart is designed for customers who use a debit card to access their money, and do not write checks. With its overdraft fee-free and no monthly fee feature, it’s great for parents with kids under 18, students and other customers opening their first account. Open Swipe Smart today and get a grasp on your spending.
- Free Best In Class Mobile App And Online Banking*
- No Overdraft Fees
- Free Debit Card
- No Monthly Service Charges
- Free Monthly eStatements
- FirstBank ATM Transactions: Free
- No Paper Checks Are Permitted
*Third Party message/data rates may apply
Parents or a legal guardian can open a joint Swipe Smart account in the minor’s name as an account co-owner. Minimum opening deposit of $25 with no monthly service fee and no minimum balance required. Checks cannot be issued for this account and any check presented will be returned unpaid. No counter checks will be issued or honored. If needed, customers may make withdrawals using a checking withdrawal slip. Any debit card purchases that bring the account’s balance below zero will not be accepted, so no overdraft fees will be charged. Overdraft protection is not available on this account.
Learn how convenient it is to pay with FirstBank and your Mobile Wallet. It’s easy to add your eligible FirstBank Debit Card in a secure digital form to your smartphone, smartwatch or tablet.