MAKE SURE YOU UNDERSTAND YOUR OVERDRAFT OPTIONS
Stay on top of your accounts without the overdrafts.
We understand that life is busy. From time to time, anyone can lose track of how much money is available in their checking or money market account. FirstBank has a variety of ways customers can track the money you deposit into and withdraw from your accounts and a variety of overdraft products designed to help protect you.
Overdraft Protection Options
We help to fill in the gaps, so you can keep your cash flow strong. Two options are available for your convenience!
- Automatic Draft*: Links another FirstBank account to your personal checking account, and transfers funds to cover all types of overdrafts: ATM withdrawals, one-time debit card transactions, checks and bill payment transactions.
- Line of Credit**: A transfer from the line of credit to cover all types of overdrafts: ATM withdrawals, one-time debit card transactions, checks and bill payment transactions.
What can you do to avoid an overdraft fee? To learn more about overdrafts and returns, click the button below.
- Understand the difference between overdrafts and insufficient funds charges.
- Understand the fees associated with overdrawing your account.
- Understand how overdraft fees can be avoided.
- Understand FirstBank’s overdraft products.
*$5 per transfer.
**Some restrictions may apply. Subject to Truth in Lending and credit underwriting requirements. Not available on all accounts types.
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