Outsmart fees with Swipe Smart Checking, the bank account built for kids with a debit card.

Now you can trust your kids with their own debit card, without the worry of fees* taking a bite out of your budget. With Swipe Smart Checking, they get independence and you get to keep an eye on their spending while they learn how to manage it. Transfer money to your kids in a snap, set up alerts and card lock/unlock and more. You get peace of mind. They get a debit card and a mobile banking app.

The joint account that gives you heads up way before they are over theirs.

With Swipe Smart Checking, your kids get their own debit card that spends like money and eases your mind like gold. With no monthly service fee* when using e-statements, no overdraft fees and card alerts every time they swipe, you can keep a close eye on the account with a heads-up if they are headed over their balance. It’s the checking account with peace of mind when theirs wanders. Open Swipe Smart today!

Mobile Banking Made Easy.
Birthday gifts, allowance, babysitting money—transferring money to your kids is a snap with the FirstBank mobile app.

The Fee-Friendly* Bank Account For Kids.
Seriously—there are no overdraft or monthly service fees when using e-statements and no balance requirements.

They Get Their Very Own Debit Card.
It’s the convenience of their card, but under your control.

Open Swipe Smart today!

Now you can trust your kids with the debit card they’ve been wanting without any surprises. Stop by your local FirstBank branch to open Swipe Smart and watch your kids surprise themselves on how well they handle money. Parents or a legal guardian must open a joint Swipe Smart account in the minor’s name as a joint owner. This gives you the ability to monitor the account’s balance, get real-time spending alerts, and easily turn the card on or off as needed. There is a $25 minimum deposit required to open Swipe Smart.

FIND YOUR BRANCH

*Important Information: Parents or a legal guardian must open a joint Swipe Smart account in the minor’s (under the age of 18) name as a joint owner. Minimum opening deposit of $25 with no monthly service fee and no minimum balance required. There is no monthly service fee for Swipe Smart with e-statements. However, paper statements are $2.50. Checks cannot be issued for this account and any check presented will be returned unpaid. Any debit card purchases that bring the account’s balance below zero will not be accepted, unless otherwise required, but in any event, no overdraft fees will be charged. Overdraft services are not available on this account. FirstBank ATM fees are free; Non-FirstBank ATM Transactions: Other institution ATM fees will apply.