Lender Spotlight: Stephen-Michael Washington, FirstBank
April 02, 2018
Stephen-Michael Washington is the Community Development Lending Manager at FirstBank in Birmingham. The nearly 15-year veteran of the mortgage business joined FirstBank a little more than a year ago. Washington is currently pursuing the Accredited Mortgage Professional and Certified Mortgage Banker designations.
Q: What was your experience working with AHFA’s homeownership programs?
A: I first learned about Step Up and Mortgage Credit Certificates about six years ago. These days, I’d say approximately 20 percent of my business utilizes the programs.
Q: What do you think is the greatest benefit of AHFA’s programs?
A: It aides in stabilizing low- to moderate-income communities by providing affordable housing solutions. The programs give opportunities to those who, in other circumstances, would not be able to purchase or own a home. These programs also allow us to reach and establish a whole new market of buyers.
Q: What do you enjoy most about your job?
A: Making dreams come true. I think it’s so rewarding to be able to touch lives and transform where people are in their lives with one transaction. Changing the outlook of a community is an honor.
FB Alerts, our new debit card fraud alert system, keep an eye on your transactions. If we see something unusual, we will ask you to confirm the purchase. You get a text asking if you made the purchase. You reply with a text back. It’s simple, quick and easy.